Reporting Identity Theft to Credit Bureaus

If you have become a victim of identity theft then it is important that you contact the three main credit bureaus (TransUnion, Equifax, Experian) and report this crime, as one of the ways in which criminals can misuse your details is by fraudulently applying for credit products in your name such as new credit cards, bank accounts, cell phone contracts and loans.  Each credit bureau has its own dedicated fraud department, and if you contact one bureau they are required to contact the other two on your behalf, however for peace of mind you may prefer to contact all three yourself.  It is best to report identity theft using the telephone numbers provided and speak to a representative directly, and you could also send a recorded delivery correspondence as well if you want evidence of this contact for your files. Identity protection companies normally try to help you out as well.

Equifax

You can report identity theft on using the fraud hotline on (800) 525-6285, or by mailing to PO Box 740250, Atlanta, GA 30374-0250.  If you would like to set up a lock on your account to stop pre-approved credit offers and protect your credit from fraudsters then you can call (888) 567-8688, or write to Equifax Options, P.O. Box 740123, Atlanta GA 30374-0123.

Experian

You can report identity theft using the fraud hotline on (888) EXPERIAN or (888) 397-3742, or by mailing to PO Box 1017, Allen, TX 75013.  If you would like to set up a lock on your account to stop pre-approved credit offers and protect your credit from fraudsters then you can call (800) 353-0809 or (888) 5OPTOUT, or write to PO Box 919, Allen, TX 75013.

Trans Union

You can report identity theft using the fraud hotline on (800) 680-7289 or by mailing to PO Box 6790, Fullerton, CA 92634. If you would like to set up a lock on your account to stop pre-approved credit offers and protect your credit from fraudsters then you can call (800) 680-7293 or (888) 5OPTOUT or write to PO Box 97328, Jackson, MS 39238.